It is the right of the people who file for bankruptcy to do so without legal representation. If you do not have a complicated case, representing yourself is a wise option since you will save your hard earned cash. Nonetheless, it is not always advisable due to the difficult legal jargon if you have not gone to law school. You can either file for a chapter 13 or a chapter 7 case; both of which can prove tricky if you do not have accurate legal counsel. Below are some reasons why you should consider working with a bankruptcy attorney.
The bankruptcy professionals are aware of the intricacies of the bankruptcy process while many people do not have a clue what this field entails. There are those who try going the process alone only to forget to file a file timely or miss a certain deadline, only for their case to take so much unnecessary time. This is a process that should not take that long and for you to do it in the shortest time possible, you must consider hiring services of an attorney. The lawyers are better placed to tackle the hard legal procedures and files and help you bounce back after bankruptcy. It is possible for one to do in-depth research on the process but employing a lawyer will save you time and the stress involved in too much research. The process will end fast if you opt to hire an attorney.
Those considering to file for bankruptcy will in most cases have to deal with creditors who will try to gather your debts. This is an obviously stressful task and can make one dread answering their phone calls and reading their mails. This is something that you will not have to deal with once you hire a bankruptcy attorney since they will deal with these creditors and explain to them in detail about the happenings. When they do get to you, you will tell off the creditors by telling them to talk to your attorney and give them their contact details. Once you let them know of your legal representative, thy will no longer bother you.
Many individuals who file for bankruptcy alone are usually in a tight financial spot and think that by doing so they will worsen things. This is a misconception most individuals have since in most cases, working with an attorney will actually save a few bucks in the end. First of all, the attorney will go out of their way to ascertain that you get the best probable outcome in the court proceedings more so when you hire one who is knowledgeable in negotiating successful bankruptcies. Secondly, working hand in hand with a lawyer will shorten the usually lengthy process and the stress will be over very fast. With this professional by your side, you will avoid making costly mistakes that can cause delays at worse yet, dismissal of the case.
Since you are already stressed by your financial issues, you do not need to escalate your stress levels by attempting to maneuver the intricate process alone. Hiring the best bankruptcy lawyer is one of the best things you can do during this difficult period of your life since they will get the load off your back and deal with the confusing bankruptcy maze. Take time and get the best legal representation for a smooth bankruptcy process and for your peace of mind.